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Store Research

AB 372 (2008) c. 151

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AB 372, c. 151: Consumer credit reports; security freezes. Amends the Consumer Credit Reporting Agencies Act to:  (a) provides that a consumer credit reporting agency may, except as specified, charge a fee of no more than five dollars to a consumer 65 years of age or older and no more than $10 to other consumers for each security freeze request, removal of the freeze, temporary lift of the freeze for a period of time, or temporary liftof a freeze for a specific party; (b) requires a consumer credit reporting agency to place a security freeze on a consumer's credit report no later than three (versus five) business days after receiving a request; (c) allows a consumer to place a security freeze on his or her credit report by making a written request by regular (versus certified) mail to a consumer credit reporting agency.  Makes conforming changes to current consumer credit reporting agency disclosure requirements.