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House Bill 2 was introduced by Representative Eddie Cavazos, Chair of the House Committee on Insurance, along with joint author Mark W. Stiles, Chair of the subcommittee, five co-authors, and Senator Carl Parker, Chair of the Senate Committee on Insurance, the bill’s sponsor, on February 21, 1991.  (See Exhibit A, #2)  The bill was entitled,


An act relating to the regulation of the insurance industry, the punishment of certain criminal offenses relating to the business of insurance, maintaining motor vehicle financial responsibility, and creating certain offenses.

(See Exhibit A, #1f)


The House Committee on Insurance and the Senate Committee on Economic Development and Subcommittee on Insurance considered the policy issues raised by the bill.  (See Exhibit A, #2 and #3)  Numerous amendments were proposed to House Bill 2 while the bill was in the House of Representatives and the Senate.  (See Exhibit A, #1a through #1e; and #2)  The House of Representatives concurred in the Senate amendments and the bill was sent to the Governor.  (See Exhibit A, #2)  The Governor signed the bill on June 6, 1991, and it recorded as Chapter 242 of the 72nd Regular Session of the Legislature – 1991.  (See Exhibit A, #1f and #2)


The Bill Analysis of the Senate Committee on Economic Development provides the following digest of House Bill 2 as it was enrolled to the Governor:


As proposed, H.B. 2 provides for the regulation of the insurance industry by the State Board of Insurance, the Texas Department of Insurance, and the Commissioner of the Department of Insurance. Provides for the creation of the Office of Public Insurance Counsel to represent consumers.  Provides for punishment for certain criminal offenses relating to the business of insurance, and creates certain offenses. Provides for motor vehicle financial responsibility.

(See Exhibit A, #8, page 1)