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Intent of Bank Regulations

Some bill research does not include the Governor's file because at the time we researched the bill, the sitting Governor had not released his chaptered bill file. If the Governor's file is not included with this particular research, please contact our office (1-530-666-1917 or quote@legintent.com) and we will be happy to provide this file at no charge if it is available. Please Note: Governor files did not exist prior to 1943.

          Bank regulators are answering the call for changes in the financial system compelled by the Dodd-Frank Wall Street Reform and Consumer Protection Act.  As noted last week in an NPR report, these regulators are finding that the meaning of certain terms, such as “fair value” (one regulator asked if it meant “market value?”) and “appropriate” are called into question.  The meanings of terms need to be properly understood to establish effective regulations and getting them right may require research into legislative intent.