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Assembly Bill 524 (Geddes-1951)

Chapter 570, Statutes of 1951 - AB 524

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The Uniform Law was a product of several years of study by the Accident and Health Committee of the National Association of Insurance Commissioners.  (See Exhibit #9)  This Committee had studied the original 1912 standards in an effort to update and make necessary revisions to them.  They produced a new Uniform Standard Provisions Law in 1950 at the Quebec Convention of the National Association of Insurance Commissioners.  (See Exhibit #9d)  California’s Insurance Commissioner, as a member of this Committee, recommended the adoption of the new uniform provisions in California.  (See Exhibit #6, document PE-7)  With various modifications to meet California conditions, the proposal became Assembly Bill 524.  (Id.)

Assembly Bill 524 was heard in the Assembly Committee on Finance and Insurance and in the Senate Committee on Financial Institutions.  (See Exhibit #2)  The bill received the unanimous approval of both Houses of the Legislature; no amendments were made to the bill, and it was enacted as introduced.  (See Exhibits #1a, #1b, and #2)  Governor Earl Warren signed Assembly Bill 524 on May 22, 1951, and the measure became Chapter 570 of the Statutes of 1951.  (See Exhibits #1c and #2)

A description of Assembly Bill 524 was included in the Eighty-fourth Annual Report of the Insurance Commissioner for the year 1951 as follows:

Revises the Insurance Code chapter re forms of individual and family expense disability policies to permit the use of the new standard provisions recommended by the National Association of Insurance Commissioners during 1952-1956 and to require their use in all policies issued or delivered after January 1, 1957.

            Such new standard provisions are more flexible and more in accord with present-day policies than the present 1917 provisions.  In many respects they afford better protection to the right of the insured.

(See Exhibit #8, page 156)